Your Credit Is Not Broken. It's Just Undermanaged.
Strategic, professional credit repair designed to help remove inaccurate negative items, strengthen your credit profile, and unlock better financial opportunities.
Bad Credit Doesn't Just Affect Approvals. It Affects Your Life.
Low credit scores can mean higher interest rates, denied applications, and fewer financial options. Most consumers don't realize that credit reports frequently contain errors, outdated data, or information that cannot be properly verified.
You don't need luck — you need the right strategy.
What We Work to Remove From
Your Credit Report
We target inaccurate, outdated, incomplete, or unverifiable information that may be
unfairly lowering your credit score.
What You'll Get When You Join
Our Credit Repair Program
Detailed credit report analysis
Personalized dispute strategy aligned with your goals
Professional dispute letters sent to all three bureaus
Ongoing tracking of account changes
Clear step-by-step guidance throughout the process
Education on how to avoid future credit mistakes
Meet The Founder
MeMe Denson
Next Level Consulting with Meme LLC was built by someone who truly gets it—Meme Denson. She’s a go-getter with real strategy, real experience, and a real heart for helping people grow. Meme didn’t just want to offer a service—she wanted to create an experience that feels personal, powerful, and purposeful. Whether you’re trying to grow in life, business, or both, she’s here to walk with you, keep it honest, and push you past your comfort zone. Her mission? To guide you, hold you accountable, and make sure you stop playing small—for good.
Real Results from
Real Clients
Real results from real clients who trusted our proven system
Frequently Asked Questions
We know you may have a few concerns. Here are the most common
questions business owners ask before getting funded.
What is a credit score?
Your credit score is determined by an algorithm developed by the Fair Issue Corporation (hence its other name of FICO score). Three corporations, called “credit bureaus”, specialize in collecting and reporting on financial histories. Those three companies are Equifax, Experian and TransUnion. While, the exact formula used to calculate your credit score is a tightly guarded industry secret, these companies provide general guidelines about financial behavior that can affect your credit score.
How is my credit affected by my payment history?
Payment history is the single most important factor in your credit score, typically accounting for 35% of it. Making payments on time for loans and credit cards has a very positive effect. Late payments, collections accounts, bankruptcies, and other negative marks will significantly lower your score.
How does length of credit history affect me?
This accounts for about 15% of your score. A longer credit history generally increases your score because it provides more data on your financial behavior. It considers the age of your oldest account, the age of your newest account, and the average age of all your accounts.
What are the types of credit?
This is known as your "credit mix" and accounts for about 10% of your score. Having a healthy mix of different types of credit—such as revolving credit (e.g., credit cards) and installment loans (e.g., auto loans, mortgages)—can have a positive impact, showing you can manage various forms of debt responsibly.
How do inquiries affect my credit?
There are two types of inquiries:
Hard Inquiries: Occur when a lender checks your credit for a loan or credit card application. A single hard inquiry may lower your score by a few points and stays on your report for two years. Multiple hard inquiries in a short time for new credit can signal higher risk.
Soft Inquiries: Occur when you check your own credit or when a lender pre-approves you. Soft inquiries do not affect your credit score at all.
Let's See If This Program Is Right for You
Before getting started, we ask a few short questions to understand your goals and confirm that our program aligns with your expectations.
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